Tim brings extensive senior experience in financial services compliance, regulation and risk. He previously served as Head of Compliance at Royal Bank of Scotland, overseeing compliance, financial crime and assurance functions across several jurisdictions, and now advises regulated businesses through Safe Harbour Compliance. At Yoono, Tim connects real world regulatory practice with product development, helping ensure the platform addresses the operational needs of compliance teams across onboarding, enhanced due diligence, investigations, periodic reviews and remediation.